De-Risk Your Retirement is an engaging, educational workshop designed to help individuals approaching or recently entering retirement better understand the financial decisions that can significantly impact their long-term security and peace of mind.
Retirement planning can feel overwhelming, especially as people face questions about income sustainability, rising costs, taxes, healthcare, and market uncertainty. This workshop simplifies and demystifies the retirement planning process by providing clear, unbiased information and practical concepts to help attendees make informed financial decisions.
In this interactive session, participants will explore key topics every retiree should consider, including:
· Longevity of Savings: How to assess whether retirement savings can last 25–30 years or longer
· Inflation Impact: Understanding how inflation affects purchasing power and income over time
· Market Dependency: Evaluating whether retirement income is overly dependent on market performance
· Withdrawal Strategies: Learning how much can be withdrawn annually without increasing the risk of running out of money
· Social Security Optimization: Understanding strategies to help maximize benefits for individuals and spouses
· Healthcare & Long-Term Care Costs: Preparing for rising medical expenses in retirement
· Tax Allocation: Exploring strategies to help reduce the impact of taxes during retirement
This workshop is purely educational in nature and designed to empower attendees with knowledge—not products—so they can better navigate the risks and opportunities of retirement and design a more secure retirement plan for themselves and achieve greater peace of mind. De-Risk Your Retirement offers valuable, practical guidance that aligns well with a library’s mission to support lifelong learning, financial literacy, and community well-being