Financial Planning That Grows With You
We help families plan for what matters most – from childbirth to college funding to retirement income to preserving your legacy – with customized strategies designed to balance today’s needs and tomorrow’s goals.
Supporting Your Family’s Financial Journey –
From First Steps to Lasting Legacy
At Cornerstone College & Wealth Solutions (“CCWS”), we create customized solutions for all stages of life. Whether you’re planning for education, retirement or enduring wealth, our personalized guidance and time-tested strategies help you make educated financial decisions with clarity and confidence.
College Planning
Retirement Planning
We design income strategies to help you retire confidently, with clarity and long-term financial security that supports your lifestyle.
Estate Planning
We guide you in protecting your wealth and ensuring a smooth, thoughtful transfer to future generations.
Guiding Your Financial Journey with Expertise and Care
At CCWS, we understand that life is full of milestones — college decisions, retirement planning, major financial choices, and everything in between. The challenge for many families is planning for one goal without sacrificing another.
That’s where we come in. Financial security isn’t just about saving — it’s about creating a clear strategy and having a trusted partner at every stage. With personalized planning, proven expertise, and a commitment to long-term relationships, we help families navigate life’s biggest financial decisions with confidence and peace of mind.
Informed Approaches & Professional Guidance
Tailored Advice
& Support
Upcoming Educational Webinars
Join us for engaging webinars designed around your real-life financial questions. Whether you’re exploring ways to make college affordable, navigating common retirement roadblocks, or you’re a CPA balancing education funding with retirement planning, you’ll find practical insights you can actually use.
What Attendees Are Saying
We have trained over 30,000 and counting CPA’s on the subject of college funding.
Frequently Asked Questions
What is the fee for the initial consultation regarding college funding, retirement planning, and estate planning?
How do you get paid for your services?
When you decide to work with us, we get compensated in a variety of different ways depending upon what the planning process will entail and what strategies are implemented. It is important to note that we work with families and individuals that have income and asset levels of all sizes. No one is turned away. Our goal is to design and implement plans that enable you to have as much of your money working for you as possible.
Regarding college planning specifically, we offer several college planning services tailored to meet different needs, ensuring you get the most effective strategies for funding your child’s education and as much hands-on support as required. These packages are designed to simplify the college funding process and provide you with a comprehensive approach to planning as well as assistance with ongoing updates and evolution of your plan as your child nears the college years and throughout their journey. Many of our services also provide the ability to determine how much you are likely to pay at desired schools. We can discuss needs and service packages during our consultation. If you’re interested in learning more about working with our team, please schedule a consult on our Contact page.
Is it too early to start planning?
It’s never too early to start planning! The old adage, “don’t put off until tomorrow what you can do today”, is particularly relevant when it comes to college funding, retirement and estate planning. The sooner you begin your planning, the more strategies will be available for your consideration, and the better you can optimize those strategies to secure your future.
When is the best time to begin a college funding plan?
We already have a financial advisor. Do we really need to consider a college funding specialist?
Of course it is up to you. However, it’s important to note that most financial advisors do not specialize in college funding nor do they stay abreast of important college processes and legislative changes. Unfortunately, most do not know the unique strategies that many families could benefit from and can jeopardize college discounts and the ability to optimize your college plan. While your advisor may provide valuable financial guidance with your assets under management, with our certifications and vast experience, we offer targeted strategies and insights specifically designed to navigate the complexities of financing education while also having your broader financial picture and goals in mind.
Importantly, we are not looking to replace your relationships, but in turn, can help prepare and implement a comprehensive college plan, college choices, and ongoing support that can be integrated with your current plans.
What services do you offer?
We provide a wide range of services to help you manage your overall financial needs. These include:
- Insurance: Protecting your assets and loved ones.
- Retirement and Income Planning: Strategies to ensure you have the retirement you have longed for.
- Estate Planning: Development of plans to protect your assets for future generations.
- Long-Term Care Planning: Preparing for future health care needs.
- Investments: Guidance on growing and managing your investments.
- College Funding Plans: Comprehensive strategies and support services.
- Comprehensive Financial Planning: A holistic approach to your broader financial goals.
Our goal is to offer you a full suite of financial services and strategies to support your financial well-being! If you’re interested in exploring any of these areas, feel free to reach out!
How do I start the process of applying for scholarships?
Starting the scholarship application process can be straightforward! First, check with your child’s high school, as they often have resources for researching scholarship opportunities and are aware of local opportunities. Additionally, you can explore reputable, national websites like FastWeb.com and Scholarships.com, which allow students to search for various scholarship options. Another valuable resource is our CCWS merit scholarship directory at HireACCFS. Please see our resource links page for many direct links. Utilizing these avenues can help you uncover a wide range of scholarship opportunities!
When should I start the process of applying for scholarships?
Many students tend to wait until the summer before and during senior year, but there are numerous scholarships available that high-achieving students can qualify for as early as their sophomore and junior years of high school, sometimes even earlier. In fact, we’ve even seen a sixth grader qualify for a $5,000 scholarship by winning a national science fair! Starting early can open many more opportunities for your child.
Couldn't I do this myself when it comes to college funding, retirement planning, and estate planning?
Where do I find a schedule of your upcoming classes and workshops?
You can find a schedule of all our upcoming classes and workshops on our Webinars tab. Feel free to register for any of the events. Everything listed is complimentary and open to the public. It’s a great resource to stay updated on our workshops and to learn more. We’d love to have you join us.
When are the initial consultations scheduled, and how long do they last?
Initial consultations are typically scheduled during normal business hours, from Monday to Friday. Each consultation lasts up to approximately 60 minutes. Please utilize our Contact Us page to schedule a time that is convenient for you. We also offer an occasional Saturday morning, but those need to be scheduled in advance. If that is required, feel free to reach out to set up a time.
What if my situation is complicated, like being remarried, separated, widowed, or managing a special needs child?
We understand that everyone’s situation is unique and can sometimes be complicated. We’ve seen it all! We would be more than happy to sit down with you and evaluate your individual circumstances. Our seasoned team is here to help you navigate these complexities and create a tailored plan. Don’t hesitate to reach out – we are certain we can help you!